Quarteira

Quarteira | Algarve

The Benchmark of

Estate Style

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Hometown Properties, Lda

Presented At

€499,000

Bedrooms

Stone Countertops

Air Conditioning

Elevator

Fitness Center / Gym

Terrace

Garden

Balcony

Gate

Pool

Beachfront

Water View

City View

Renovated

Modern

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Quarteira

Quarteira | Algarve

Quarteira, Algarve, Portugal. , Quarteira , Algarve

3 Bedroom Apartment - Vilamoura

This stunning three-bedroom apartment in Vilamoura combines elegance, comfort, and a prime location. Fully renovated with high-quality materials, it offers a contemporary atmosphere filled with natural light. The spacious living room features soft tones, large windows, and direct access to the balcony, creating the perfect environment for relaxing or entertaining. It flows seamlessly into the dining area and the modern, fully equipped kitchen, designed with warm wood finishes and refined lighting.

The three bedrooms are designed for maximum comfort. One features a serene and cozy ambiance with a double bed and smart storage, another follows a contemporary style with abundant natural light, and the third is arranged as a charming children’s room with a canopy, ideal for families. The modern bathrooms offer high-end finishes, illuminated mirrors, and spacious walk-in showers, giving the feel of a private spa.

The apartment also benefits from a wonderful outdoor area. The balcony and terrace provide the perfect setting for al-fresco dining, surrounded by greenery and a relaxing atmosphere. The condominium includes a large swimming pool and beautifully maintained gardens, ideal for enjoying the Algarve’s sunny climate.

Aerial views highlight the excellent location: a well-organized development surrounded by green spaces and just moments away from the beach, the prestigious Vilamoura Marina, golf courses, shops, and services. This T3 offers the perfect blend of comfort, modern style, and lifestyle quality truly an exceptional opportunity in one of the Algarve’s most sought-after areas.

Hometown

Commitment, Transparency and Real Estate Excellence<br/>Since 2018, Hometown has established itself as a benchmark in the property sector, standing out for its sustained growth and the trust of our clients. Our team acts with professionalism and dedication, maintaining a working environment based on co
we create lasting relationships of trust.

Property

3D Street View Tour

Property Location

Quarteira, Algarve, Portugal., Quarteira Algarve

Local Weather & Climate

Quarteira, Algarve

Current Conditions Updated recently

57 °F

Few clouds

Feels Like 56°F

Humidity 82%

Wind 6 mph

Visibility 6.2 mi

Sunrise 7:03 AM

Sunset 6:26 PM

5-Day Forecast

Mon 2 Mar

Clouds

High 60°

Low 53°

Tue 3 Mar

Rain

High 61°

Low 55°

Wed 4 Mar

Clouds

High 57°

Low 54°

Thu 5 Mar

Rain

High 59°

Low 52°

Fri 6 Mar

Clear

High 58°

Low 49°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Quarteira?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (Portugal)

€0 Est. First Year Interest Deduction

€0 Est. Annual Tax Savings

*Maximum annual deduction is €296. Property must be permanent residence. Phasing out for higher incomes.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Portugal. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Portugal tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$499,000

Quarteira, Algarve, Portugal.

Quarteira, Algarve

3 Beds

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Market Opinion

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Our perspective on current market conditions in Quarteira. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $49,900,000 20% down ($9,980,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$4,288/day

Your home may appreciate while you sleep

$30,098/week $130,423/mo $1,565,082/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$27.5M

+$38.9M

$38.9M Potential Equity

vs $27.5M lost to rent over 10 years

$10.0M Down Payment Growth

3.9x

10yr

$38.9M

8.1x

20yr

$80.6M

12.6x

30yr

$126.0M

Wealth Comparison

×300

Equivalent to 300 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $126.0M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $58.8M +18%

Market $68.0M +36%

Optimistic $78.4M +57%

$38.9M est. equity

20 Years

Conservative $69.2M +39%

Market $92.5M +85%

Optimistic $123.2M +147%

$80.6M est. equity

30 Years

Conservative $81.5M +63%

Market $126.0M +153%

Optimistic $193.7M +288%

$126.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Quarteira, Algarve, Portugal have?

This apartment at Quarteira, Algarve, Portugal features 3 bedrooms.

What is the listing price for Quarteira, Algarve, Portugal?

This property is listed at $49,900,000.

Is now a good time to buy a home in Quarteira?

Based on current market indicators, Quarteira shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Quarteira, Algarve, Portugal?

This is a apartment located in Quarteira, Algarve. The property is situated in an established neighborhood with convenient access to local amenities and services.